Wednesday, June 22, 2016

Smashed Past IBPS Technical Officer Exam in first attempt and that too in the First ever IBPS


Won the coveted " Best Support team " Award & " Runners up Group Discussion Award"



Monday, June 20, 2016

Fascinating Science Facts

I always thought chocolates were harmful but according to this newsmail article i found it was beneficial ------

The Oxygen Radical Absorbance Capacity or ORAC is a scientific measurement of the antioxidant capabilities of a food. The higher the ORAC value, the greater its antioxidant properties. In tests, surprisingly chocolate has a greater ORAC value than many healthy foods which are touted as being high in antioxidants. For example, blueberries are one of the healthiest fruits around. Blueberries have an ORAC value of around 8700. Dark chocolate has an ORAC value of 13,000 units. And even milk chocolate, which has only a fraction of the antioxidants of dark chocolate, has an ORAC value of 6,700.
BUT
Just because chocolate can be good for you doesn’t mean that you can eat all that you want. Chocolate has a high fat content, and even though much of it is good fat, too much of any kind of fat is not good for you. In addition, just because chocolate is healthy, doesn’t mean that candy bars or chocolate cake is healthy. Candy bars, in addition to chocolate, have caramel, nuts, nougat, and all kinds of other materials which are not particularly healthy. The same is true for chocolate cake which usually comes with unhealthy frosting – which is essentially butter and sugar.

==============================================================================

APPLES PRODUCED TODAY ARE MOSTLY CLONES..THIS I KNEW BUT I DID NOT HAVE THE EXACT INFO OF QUANTITIES ..I GOT THAT INFO TOO TODAY..

The science of growing apples is called pomology
* The Greeks, Etruscans, and Romans all practiced grafting their favorite apple varieties to other apple rootstocks
* 7,500 varieties of apples are grown throughout the world
* In 2001, Americans ate an average of 45.2 pounds of fresh apples and processed apple products
* The pilgrims planted the first U.S. apple trees in the Massachusetts Bay Colony
* The largest apple ever picked weighed three pounds
* Actress Gwyneth Paltrow named her baby daughter Apple

Fascinating Facts

hoW LONG DOES IT TAKE TO DECOMPOSE

Banana Peel- 3-4 weeks
Orange peels- 6 months
Apple Core- 2 months
Paper Bag- 1 month
Cardboard- 2 months
Milk Cartons- 5 years
Newspaper- 6 weeks
Paper Towel- 2-4 weeks
Cotton Glove- 3 months
Tinned Steel Can- 50 years
Aluminum Can- 200-500 years
Disposable Diapers- 550 years
Plastic Bags- 20-1000 years
Glass- 1-2 million years
Cigarette Butts- 10-12 years
Leather shoes- 25-40 years
Rubber-Boot Sole- 50-80 years
Plastic containers- 50-80 years
Monofilament Fishing Line- 600 years
Foamed Plastic Cups- 50 years
Wool Sock- 1-5 years
Plywood- 1-3 years
Plastic Bottles- 450 years


Previously I used to think that this was not true !!! And that it doesnot bother me to think about this but then when i came across this i thought well it is great to know about it as it is not just fascinating but also enlightning for us as we should use these wisely as later it might cause problems for our future generations.

Best Inventions so far ... ( Some thing that all engineers should always rever)

how it was done before and approx times----

The values of Pi through time



Person/PeopleYearValue
Babylonians~2000 B.C.3 1/8
Egyptians~2000 B.C.(16/9)^2= 3.1605
Chinese~1200 B.C.3
Old Testament~550 B.C.3
Archimedes~300 B.C.proves 3 10/71uses 211875/67441=3.14163
Ptolemy~200 A.D.377/120=3.14166...
Chung Huing~300 A.D.sqrt(10)=3.16...
Wang Fau263 A.D.157/50=3.14
Tsu Chung-Chi~500 A.D.proves 3.1415926
Aryabhatta~5003.1416
Brahmagupta~600sqrt(10)
Fibonacci12203.141818
Ludolph van Ceulen1596Calculates Pi to 35 decimal places
Machin1706100 decimal places
Lambert1766Proves Pi is irrational
Richter1855500 decimal places
Lindeman1882Proves Pi is transcendental
Ferguson1947808 decimal places
Pegasus Computer19577,840 decimal places
IBM 70901961100,000 decimal places
CDC 66001967500,000 decimal places

Sunday, June 19, 2016

A SOAP EXPERIMENT dated 11/5/2005

well it was just a trial ---- i was taking bath and suddenly i felt why donot i try to find a locus of the soap..

well actually i was reading in class 12 then i was constantly grilled for not being able to find out appropriate locus of points in mathematics .It was simple though but whenever i used to think deep of the various possibilities that are possibly i used to find myself losing track .......

locus formula told to us was simple take any point(h,k) and from the geometrical condition given try to find the expression relating h,k.

Now at around 10:00 am i began this nonsense of experiment as u may call it ---

i first wrote the following equation initial energy=final energy of a body with all other factors(physical remaining constant).
now weight of soap was 50 grams
and i weight using the spring balance my parents brought me.
I placed the soap on water and was expecting it to move..

OBservation
the soap simply curved here and there and settled down at the bottom of the container.

I was inquisitive for i felt that given the fact that soaps weight must have been more than the weight of the equivalent amount of water that it replaced(equal to its volume)


Next phase 10:15(15 minutes gone in bringing the copy to note observation and also to write the first ever equation of mine on practical implementations..)

but then when i took the container out in the sun i thought now that sun rays are falling some energy would be given to the water molecules and it would show some zigzag movement.

observation
no such movement observed .my shoulder s dropped a bit because i have been knowing that once energy is supplied that is some work is done every object would show some physical or chemical response to it.
because energy conservation has to be followed always..

at about 11:50 am(when sun was almost near the top of the sky)i saw a slight movement in the soap ... it looked as if it had moved a little...
i was i thought maybe due to the molecules of water getting heated up by the sun energy..
now at this point i had three basic question s in my mind ------

first i could not understand why did the soap move was it the wind blowing around which moved the upper molecules of water ?
but then had that been the case then it wont have been like that because if wind was the factor that moved the upper water molecules then why did not the soap keep on moving after sometime when i was feeling some breeze blowing ... the coconut trees leaves were moving.

second i could not understand why did the sun s rays which were falling on soap too were not being able to move it at the very first?

well the answer to this that i was contemplating was that may be because constituent of soap is na2co3 and that of water is h2o have a different bond structure and electronegativity difference of sodium and carbon and carbon oxygen bond electronegativity diff may have had a stronger dipole moment then h2o and so it would have been difficult to force a movement in soap because the surrounding water molecules were not stirred up to the same extent so resistence was provided. later when all the surrounding molecules of water which was in bulk so needed more time to heat up was hot enough the soap had less resistance as
t directly proportional to 1/resistance...

now coming back to finding locus i took one corner of soap in the media (h,k)
and taking the moment about the other nearest corner i was seeking to get to a relationship between hand k in both normal conditions and also in heated condition
i took water exerted thrust to be w N
and was acting uniformly on soap all over.



A note on Cybernetics and Artificial intelligence by Uddalak Banerjee , NIT Raipur , CSE

Definition:Artificial intelligence (AIis the intelligence of machines and the branch of computer science which aims to create it.It can also be defined as the field as "the study and design of intelligent agents ,"where an intelligent agent is a system that perceives its environment and takes actions which maximize its chances of success. John Mcarthy coined the term in 1956 defined it as AI .
Problems of AI:As is obvious while we stand to implement the aforesaid model by which or on whose a machine would be able to equate an human in intelligence ,problems are obvious .The most prominent of them include:
1.Deduction, reasoning, problem solving
2.Knowledge representation
a.Default reasoning and the qualification problem.
b.The breadth of commonsense knowledge
3.Planning
4.Learning
5.perception

6.creativity

Cybernetics and brain simulation
--The human brain provides inspiration for artificial intelligence researchers, however there is no consensus on how closely it should be simulated.In the 40s and 50s, a number of researchers explored the connection between neurology, information theory, and cybernetics. Some of them built machines that used electronic networks to exhibit rudimentary intelligence, such as W. Grey Walter's turtles and the Johns Hopkins Beast. Many of these researchers gathered for meetings of the Teleological Society at Princeton University and the Ratio Club in England.

Uses of AI
:
1.AI research had also developed highly successful methods for dealing with uncertain or incomplete information, employing concepts from probability and economics
2.Brandeis University researchers Hod Lipson and Jordan Pollack have developed a computer that can build robots
3.In producing advanced computer games
4.In performing complex calculations scientific and nonscientific
5.In performing all the day to day jobs that a human has to perform.

TESTING OF AI:--- In 1950, Alan Turing proposed a general procedure to test the intelligence of an agent now known as the Turing test. This procedure allows almost all the major problems of artificial intelligence to be tested. However, it is a very difficult challenge and at present all agents fail.Artificial intelligence can also be evaluated on specific problems such as small problems in chemistry, hand-writing recognition and game-playing. Such tests have been termed subject matter expert Turing tests. Smaller problems provide more achievable goals and there are an ever-increasing number of positive results.
The broad classes of outcome for an AI test are:

1. optimal: it is not possible to perform better
2. strong super-human: performs better than all humans
3. super-human: performs better than most humans
4. sub-human: performs worse than most humans
#The Loebner Prize for artificial intelligence ( AI ) is the first formal instantiation of a Turing test. The test is named after Alan Turing the brilliant British mathematician
A simple illustration
 of complexity of the procedure:
How complex could agent-based AI really get? While dealing with 32,000 rows of data culled from a batch of over 400,000 items taken from multiple systems, through multiple processes and multiple filters.
Let’s start with a simple hypothetical:
  • 1 agent with 5 states
  • 5 states with 1 transition each = 5 transitions (never mind that…)
  • 5 states with 1 transition to each of the other 4 states = 5 * 4 = 20 transitions?
  • 5 interacting agents, each with 5 states = 3125 combinations of the agents’ states
  • 3125 agent-state combinations * 4 potential transitions for each of 5 agents (20) = 62500 potential individual transitions at any given moment.
At an average of one state transition per agent per second, over a 5 second period, there could be 3125 potential sequences of the 5 states. The combination of sequences over the 5 seconds between all 5 agents is… uh… 3125^5 = 298,023,223,876,953,125
So if we change that one parameter for that one transition threshold for that one agent by 0.5%, it’s only a small change, right? If we wanted to test the ramifications of that parameter and how the 5 agents interact over time we would only have to test… how many situations? 298 * 10^15? You know what? Never mind. My 32,000 rows of simple data starts to look attractive.
concept of neural networks:
Traditionally, the term neural network had been used to refer to a network or circuit of biological neurons. The modern usage of the term often refers to artificial neural networks, which are composed of artificial neurons or nodes.
1. Biological neural networks are made up of real biological neurons that are connected or functionally related in the peripheral nervous system or the central nervous system. In the field of neuroscience, they are often identified as groups of neurons that perform a specific physiological function in laboratory analysis.
2. Artificial neural networks are made up of interconnecting artificial neurons (programming constructs that mimic the properties of biological neurons). Artificial neural networks may either be used to gain an understanding of biological neural networks, or for solving artificial intelligence problems without necessarily creating a model of a real biological system. The real, biological nervous system is highly complex and includes some features that may seem superfluous based on an understanding of artificial networks.

An artificial neural network (ANN), also called a simulated neural network (SNN) or commonly just neural network (NN) is an interconnected group of artificial neurons that uses a mathematical or computational model for information processing based on a connectionistic approach to computation. In most cases an ANN is an adaptive system that changes its structure based on external or internal information that flows through the network.
Implementation of AI:
AI paradigms and techniques have, by and large, been developed under the influence of sequential computational models targeted at the von Neumann processor. This has, of necessity, determined the common languages and data structures employed in AI-related problem-solving. An exception is the cognitive modelling wing of AI which has consistently looked forward to a connectionist, or so-called parallel distributed processing, environment. But here again, AI researchers have usually been obliged to simulate their networks on sequential processors.. Now that there exists the technology to implement affordable parallelism, designers of novel hardware should seek to identify AI primitives at the level of declarative and representational formalisms, rather than at the level of (sequential) programming languages and data structures. The potential gain in taking the higher view is that not only are execution speeds improved but software becomes less complex
It involves:

1.The Inference Engine (Hardware Parser)
2. The Unification Mechanism (Attribute Evaluator)
a sample code --------------------------------------------------------------------------------------------------------------------------------
//This class represents a node which will contain an arraylist of cards plus pointers to parent and child nodes.


//The root node will be a special node, It will not have any parents
//This program illustrates the easiest procedure to implement AI by java

import java.util.ArrayList;

public class Node
{

//Object Attributes


//Declaring instance variables.
int nodeID;
int depth;
Card nodeCard;
Node parent;
ArrayList children;

public Node(Card rootCard, ArrayList rootChildren) //constructor for the root node
{


 nodeID = 1;
 depth = 1;
 nodeCard = rootCard;
 parent = null;
 children = rootChildren;
}

public Node(int nodeid, int deppth, Card nodeCard, Node Parent, ...) //constructor for the other, children nodes


{

}

public Card getData()
{
 return Card;
}

public int getDepth()
{
 return depth;
}
            ...
}

Experiment to find out EXACT WALKING SPEED

today 30th april 2010 ... I am writing the observations that i had after conducting a series of experiments on my body..


My conclusions are as follows--

EXPERIMENT NO 1.
i MEASURED MY WALKING SPEED TO THE PRECISION OF DOUBLE DIGITS..

i WALKED A DISTANCE OF 10 FEET 4 INCHES WHICH WAS THE HORIZONTAL DIMENSION OF OUR BEDROOM AT THE SECOND FLOOR OF OUR HOUSE.IT ONLY HAD A BED BUT THE ROOM HAD ENOUGH EMPTY HORIZONTAL DISTANCE FOR ME TO COMPLETE A PERFECT WALK.I TOOK MY FATHERS PHONE AND SWITCHED THE TIMER ON AT GOT AN ALARM FOR 1 MINUTE.

FIRST TIME I STARTED TO WALK FAST LIKE WHEN I AM IN A HURRY OR IN FULL ENERGY..(THIS HAPPENS WHEN I AM LATE) BUT I DID NOT RUN.I WANTED TO CHECK OUT THAT WHILE MY FRIENDS OFTEN SAID THAT I WALK FAST ..WHAT EXACTLY WAS MY CURRENT FAST WALKING SPEED.YES IN CASE OF A LONG HALLWAY MAY BE I WOULD WALK EVEN FASTER BUT THEN I WANTED TO CHECK OUT THE SPEED AT WHICH USUALLY I WALK WHEN I AM IN HURRY.

I FOUND THAT I COMPLETED EXACT 24 ROUNDS WHEN THE ALARM STARTED TO SIGNAL END OF TIME.I IMMEDIATELY STOPPED WITH THE FIRST SOUND.

SO NET DISTANCE I COVERED WAS 24 x 10 FEET 4 INCH WHICH COMES TO BE 248 FEET EXACT.
NOW SINCE I COVERED 248 FEET IN 60 SECONDS.MY WALKING SPEED COMES OUT TO BE 248/60=4.13 FEET/SEC

NOW I REPEATED THE EXPERIMENT THIS TIME WITH MY SHORTEST STEPS AND USUAL GAIT LIKE WHEN I AM AT LEISURE AND JUST PUSH MYSELF ON.this time in one minute i covered 18 rounds .So the net distance i moved this time was approx 186 feet.

So my walking speed(slowest) comes out to be =186/60=3.10 feet/second

MY AVERAGE SPEED OBVIOUSLY IS THE MEAN OF THE WALKING SPEED OF FAST AND SLOW WHICH IS (3.1+4.1) FEET/SEC/2= 3.6 FEET/SEC


HENCE MY AVERAGE WALKING SPEED IS 3.6 FEET/SEC

Experiment on Space and Time

EXPERIMENT : To Create Data that can be used recursively to bring precision in life

dated 29th may 2010

the length of the monitor screen is exactly 24.5 x 32 cm

the length of platform of tollygung is approx 171 m this i gauged my traversing from the tiled portion of one end to the other end.I used my foot steps as the gauge.

Usually my one foot step is about 2.6 feet long. Total number of foot steps 214.So the net distance in the covered area.I walked an extra 5 steps to help approximate for the dark uncovered area.According to my calculation the length hence would be 214 x 2.6 feet= 556 feet which is coming up to be approx 556.4 feet =169.59 m


Here the total time i took to cover it was approx 2 minute 36 second.
That day i was going to my maternal uncles house at tollygung.My mother was a bit shocked to me seeing calculating all this.She took me for a mad and was continuing to ask me "what happened ?" "have u gone mad ?" etc.I enjoyed the whole thing though.

I saved the data in the mobile.

at home i calculated the whole thing----------the net time i should have taken was 556.4/3.6=154.5555 seconds . so it was right on time.The extra 1.5 seconds may be attributed to some human error .The error could have been my fractionaly slow reaction to switch of the mobile timer when i covered the distance.May be there i missed out on a second.

i think this experiment would help me in the future to exactly quantify the time i would take to reach a place with a great precision minimising any late appearances.

EMAIL HACKING EXPERIMENT


Today that is 10th of june i performed an experiment of email hacking..This was the first experiment of its kind and the results have been affixed below..I took a screen shot and used mspaint to generate the photo..it is self explainatory....

The information that could be gathered was that of the ipaddress ..his exact location..the time at which he accessed the mail ...and with that his account details ..like which software he was using to access net ...

Result:the experiment turned out to be a success.

CTS Interview

==========================udddalakbanerjee(ubj)

###this is based on real life incident..and each of the dialogues are real ones that took place between ubj and the interviewer from CTS.


THE INTERVIEW WAS TAKING PLACE AFTER 7:30 AT NIGHT .My panel no was 6 .There were about 158 people shortlisted after the written test.Interview was taking place in alphabetical order so my name came at 19th in my panel and it was really late and I was growing very restless.Anyways finally the call to go in came.

INTERVIEWER,”COME IN ..”

UBJ,”GOOD AFTERNOON SIR..”

INTERVIEWER,”TAKE YOUR SEAT..”

UBJ,”SIR THIS IS A BOOK THAT I HAVE WRITTEN ..THIS CONTAINS POEMS AND SHORTSTORIES WHICH ARE TO BE PUBLISHED SOON IN A LEADING MAGAZINE IN THE WORLD.”
INTERVIEWER,”HMM..what does this J MEAN?”

UBJ,”SORRY SIR COULD NOT GET U .”

INTERVIEWER,”U HAVE WRITTEN UBJ ..YOUR NAME IS UDDALAK BANERJEE SO IT UB ..SO WHAT IS THIS J FOR?”

UBJ,”JEN X”

INTERVIEWER,”SO THEN..TELL ME SOMETHING ABOUT YOURSELF”

UBJ,”I AM A ROCKING HONEST AND SIMPLE PERSON WHO MAKES LIFE WORTH LIVING .i WRITE BECAUSE IT IS MY HOBBY AND FIND FULFILLMENT IN IT.I AM VERY DIRECT IN MY APPROACH AND I LOVE TO PAINT TOO.MY MOM AND DAD ARE IN BANKS AND I BEING THEIR ONLY SON AHD DEDICATED MY LIFE FOR COMPUTER ENGG AND WRITING.I HAVE A LOT OF FRIENDS AND FANS BOTH AND I LOVE THEM VERY MUCH.”

INTERVIEWER,”WHICH LANGUAGES DO YOU KNOW?”

UBJ,” WELL I know languages C,C++,VB.Net,Java,shell scripting etc..but I know them all in elementary levels only ..Actually if I say that I know these languages…it means that I know them to the fullest which again Is perhaps impossible because the ambit of these languages is very huge and to know every function is redundant for any one may be.It is impossible to learn any language to the fullest.”

INTERVIEWER,”DEFINE A STRUCTURE AND WRITE A CODE IN C FOR STRUCTURE”

UBJ,”Structure is a memory block that is used to store data of similar interreleated types.Code for structure would be
Struct C
{
Int I ;
Char c;
Float f;
}
To call:
From main :
Struct C a,b,c …and so on.;
A,b,c are structures of the type C
INTERVIEWER ,”TELL ME THE MAX APPLICATION U KNOW OF C?”

Ubj,”rockets can be launched using C .We can make functions and modules for the same.”

INTERVIEWER,”ILLUSTRATE”

UBJ,”the entire rocket launch sequence is based on the primitive equation p=mv and we need to go on differentiating this equation .but yes in C WE DON’T have any such differentiation function so we have to create functions separately to calculate float values of minor differences with a loop of time to minitor minor changes.Now then we have to break the whole thing into modules.There would be modules for propeller speed,module to calculate air drag and backward thrust exerted by air and also speed variation factor based on climate and then there would be distance calculation function that would calculate distance from earth.Apart from all this there would be a module on air density and temperature calculation which would take data from the sensors fitted on the body of the rocket and this function will be called ever pico second.With C being a middle level language all this possible because it interacts with hardware.


Interviewer,”So then tell me about hobbies now..if I give u a choice between programming and writing which one will u choose ?”

UBJ,”WRITING and not programming”

Interviewer,”why ?”

UBJ,”BECAUSE I am popular with this and I believe that I write well and now that I am beginning to get to people whom I have never met or seen I don’t want to leave this medium.

Interviewer ,”but !!ok leave it”(looks through the book)

Interviewer,”you write well..but will this give you enough living?”

UBJ,”I DON’T KNOW BUT YES ONE THING IS FOR SURE I LOVE IT.”

Interviewer,”what is ubj inventions?tell me something on this”

UBJ,”when I was in school I wanted to calculate rather extrapolate values of pi from mechanics using different values of constants and I tried hard and found various values and I have enumareted the values and methods used in these blogs.I have done some papers on AI too so that is again a part of ubj inventions.”

Interviewer,”ok but now tell me inventions or writing which will u prefer”

UBJ,”writing sir..it is part of documentation process .I love it.”

Interviewer,”ok then.It had been a pleasure meeting you.” (flips through the pages of the book)

Interviewer,”nice work someday u may be a great writer.”

UBj,”thank you sir”

Interviewer,”next”

=================================================================================

Saturday, June 18, 2016

HOW TO SET UP LAN IN HOSTELS TO SHARE FILES AND PLAY GAMES BY Uddalak Ba...

How to know IP address for Your PC /Desktop by Uddalak Banerjee (XLRI HR...

How to create animations in Presentations by Uddalak Banerjee

How to configure boot options to reduce boot time by Uddalak Banerjee

Union Bank of India Interview Experience

UNION BANK OF INDIA PI experience

=========================================UDDALAK BANERJEE


Union Bank of india interview was held on 24th feb  2012. It was the first bank to come with vacancy under IBPS 2011 which was also the first ever IBPS to take place in the country india  whose objective was to select employees for 19 public sector banks of india. The exam was taken by 10 lakh candidates for the PO exam and had 1 lakh candidates emerging eligible for recruitment  in various banks as employees.As usual General Category cutoff went soring high for Union Bank which picked the top 3000 students for interview under general category and similarly with 1:3 ratio for other categories too. The general cutoff went at 166 marks out of 225 after meeting the constraints like 25 marks and above in all of the 5 sections.My score was 176 and hence i was relatively confident because that was around 1000 rank out of 10 lakh candidates which is nearly 99.9 percentile.With high weightage in banks to the written score it gave me a huge chance.IT was because of this only that i secured calls from all 19 banks. The same model was later followed by other banks too namely bank of india,punjab national bank,bank of baroda,allahabad bank and so on.As a result same people got mutliple calls even after conversion. Anyways coming back to the union bank recruitment process. IT was conducted in the regional office of union bank of india kolkata. The interview time was 10:00 am in the morning. I went there on time and found that already there were 20 aspirants who are waiting there. I asked them for any update or if i missed anything. They asked me to go and get the entry form and said that it is based on the entry form submission they are calling others for interview. He said that there is no particular order to calling for interview. The one who comes first and fills the form first gets the first call. I went and filled the form and attached the xerox of all the marksheets and then submitted it. The interviews were taking place at a fast pace. I was called soon within about 40 minutes of submission of the form.



The interview panel had 3 members. All of them were middle aged. The person siting in the middle was the chief manager.

Interviewer 1,” Uddalak banerjee..it is special name.. have u wondered about the meaning of it?

i said,” yes i did . Actually it is from mahabharata when aruni was given this name. IT means rising light”

Interviewer 2,”Which system is better indian banking system or Irish banking system?”
I said ,” Indian banking system”

Interviewer 2,” but irish system far more profit making and famous?”
i said,” yes it is but fame is not the parameter for gauging goodness of a banking system . IT is its flexibility and reliability over time that determines the banking systems goodness.”

Interviewer 3,” what is kyc?”
I said,” know your customer. It is a form that is filled by the customer and kept with the bank so that a database is maintained on all transactions.”


Interviewer 1,” what id s do we take for kyc?”
I said,” pan id and address proof”

Interviewer 2,” what is difference between debit card and credit card?”
I said,”credit card has a credit limit. IT is like a loan that is taken. For debit card it is money that u have in the account that gets debitted.”

Interviewer 1,” what is the difference between interest rates of the two. which one is more?”
I said,” credit card should be more because u are taking the loan from the bank”

Interviewer 3.” you are an engineer from a National Insitute of Technology. Why banking?”
i said,” sir from my personal experience in it sector i have seen that inspite of wining 4 awards in 9 months there is no stability in the job in terms of job satisfaction and job security. In banking system there is stability there is option to switch near to your house because banks are present everywhere in all parts of the country. The job is also of fixed duration mostly from 10am to 7 pm. There are lots of added benefit like LFC ,trips with family and it leaves us with some time for the family too. In private sectors they dont do that too. That is one of the reasons that in IBPS exam u will see that of the 10 lakh people who sat the exam 90% are working engineers mostly from TCS ,INFY,WIPRO,CTS and so on.”


Interviewer 2,” hm but many people even after joining they leave the bank . You are a graduate from NIT and you can easily get a better job and make a far better leaving. As far as i know in all subsequent job switches people from a national Institute like NIT and IIT is always given a preference. You have a good profile too. “

I said,” sir my father and mother both have been employees in union bank of india for their entire life. I have been born and broughtup by the bank itself. My mother is in MG road branch and father in shaldamore branch. So all my life i have been seen banks and heard tons about them. I have never have had any grudge over the upbringing that they have provided me as employees of this esteemed branch. Besides as a bank union bank of india is a profit making bank and is fully computerised. I am a computer science engineer obviously can come handy in day to day operations of the bank


Interviewer 1,” what idea do you have of subprime rates and financial inclusion?”
i said,”as such government of india is trying hard to finance as many self help groups as possible to start their own business . The channelisation of funds  happens only through financial institutions like banks which have presence in the grass root. For growth to happen financial inclusion is necessary that is each person should have a bank account. primary interest of the bank lies in the fact that it provides a chance to increase its advance and returns through loan interest.  Even for savings account it gives a chance to  the bank to have more money available to invest in some other business and earn in returns.”


Interviewer 2 ,”what is the single biggest problem with the banks?”
i said,” as far as i have known from my father the biggest problem of the banks is NPA recovery. People take loans for business and then the business fails and they lose the money and even the mortgage land gets unlawfully sold without banks knowledge or guaranter dies  leading to huge loss to the bank. NPA recovery is hard but the single most important thing in banks at present.”


Interviewer 2, “ hm. But tell me one thing u could have opted for higher education before opting for banks.you could have been at a even higher position.”

I said,” sir the promotion system is there in the banks so if i feel that i need growth ,i can take  part in the written and pi tests held within the bank for promotion to higher posts.Higher education as in Gate is not that useful for the branch of computer science engineering and the returns assosiated with it is also not encouraging as i am not that interested into teaching profession. In software sector the types of job that are available are mostly support which is by essence very similar to the one that bank offers. So i think that it wont make much of  a add on to the existing skills to elevate my position or worktype in the existing industry.”


Interviewer 1,” hm..ok that would be all .you may leave now”

I said,”t hank you sir”


RESULT: CONVERT. joining given on 9th april,2012 in kolkata regional office.

Vedanta Chairman @ NIT RAIPUR


Friday, June 17, 2016

UBJ Banking Victories thanks CSE once again




After Union Bank of India and Corporation bank ubj flag flies high on syndicate bank roofs too :):)


MY Testimonial published in NITAT Info Bulletin



Secured a merit recognition cirtificate and cash prize and string of other awards.

And life moves on...


Data which helps in Projecting of Exact percentiles based on Different Board Marks


 STATE BOARD
TOP 30 Percentile
TOP 20 Percentile
TOP 10 Percentile
MIN Marks
%age
MIN Marks
%age
MIN Marks
%age
MAX Marks
%age
Andhra Pradesh
826
82.6
87.2
87.2
916
91.6
994
99.4
Maximum Marks
1000
Assam
241
48.2
271
54.2
317
63.4
482
96.4
Maximum Marks
500
Bihar
311
62.2
323
64.6
339
67.8
460
92
Maximum Marks
500
CBSE
360
72
389
77.8
424
84.8
495
99
Maximum Marks
500
CHATTISGARH
265
53
284
56.8
315
63
477
95.4
Maximum Marks
500
GUJARAT
320
64
340
68
366
73.2
484
96.8
Maximum Marks
500
Goa
410
51.3
450
56.3
504
63
733
91.63
Maximum Marks
800
HARYANA
343
68.6
363
72.6
389
77.8
492
98.4
Maximum Marks
500
HIMACHAL PRADESH
297
59.4
316
63.2
342
68.4
488
97.6
Maximum Marks
500
JHARKHAND
248
49.6
262
52.4
281
56.2
418
83.6
Maximum Marks
500
COUNCIL FOR INDIAN SCHOOL CERTIFICATE EXAMINATION
382
76.4
407
81.4
435
87
493
98.6
Maximum Marks
500
J&K
306
61.2
335
67
375
75
490
98
Maximum Marks
500
KARNATAKA
361
60.2
405
67.5
457
76.2
593
98.83
Maximum Marks
600
KERALA
859
71.6
918
76.5
999
83.3
1200
100
Maximum Marks
1200
MEGHALAYA
223
44.6
247
49.4
281
56.2
471
94.2
Maximum Marks
500
MANIPUR
308
61.6
323
64.6
347
69.4
483
96.6
Maximum Marks
500
MADHYA PRADESH
297
59.4
320
64
353
70.6
487
97.4
Maximum Marks
500
MAHARASHTRA
336
56
367
61.2
410
68.3
589
98.17
Maximum Marks
600
MIZORAM
264
52.8
281
56.2
307
61.4
444
88.8
Maximum Marks
500
NAGALAND
267
44.5
194
49
334
55.7
543
90.5
Maximum Marks
600
ORISSA
312
52
338
56.3
376
62.7
562
93.67
Maximum Marks
600
PUNJAB
708
70.8
750
75
945
94.5
Maximum Marks
1000
RAJASTHAN
302
60.4
319
63.8
344
68.8
484
96.8
Maximum Marks
500
TRIPURA
233
46.6
254
50.8
289
57.8
448
89.6
Maximum Marks
500
TAMIL NADU
874
72.8
938
78.2
999
83.3
1190
99.17
Maximum Marks
1200
UTTARAKHAND
261
52.2
276
55.2
298
59.6
462
92.4
Maximum Marks
500
UTTAR PRADESH
311
62.2
325
65
345
69
476
95.2
Maximum Marks
500
WEST BENGAL
259
51.8
290
58
331
66.2
479
95.8
Maximum Marks
500